1) What was the biggest surprise for you in the reading? In other words, what did you read that stood out the most as different from your expectations?
- In this week’s reading assignment, the part that stood out the most was the section on reducing costs and limiting errors. Vikram explains in the article of how most microfinance organizations record their transactions (passbooks, collection sheets, and back-office ledgers). However, being aware of mistakes that can be made in the manual entries put forward by low-skilled workers, he decided to digitize everything. I think it was a very smart move by Vikram to reduce mistakes by his employees.
2) Identify at least one part of the reading that was confusing to you.
- I don’t think I had anything that was confusing in this week’s reading. However, if I think if the setup of the article had a timeline of the things that Vikram had to go through, it would really help people see the progression of SKS.
3) If you were able to ask two questions to the author, what would you ask? Why?
- I think if I had to ask two question to the author, I would first ask about the bonded labor system of India. It sounds like readers would love to hear about that.
- Secondly, I would ask about the living wages averages in India. I think it’s important to know when reading about micro-finance loans in India.
4) Was there anything you think the author was wrong about? Where do you disagree with what she or he said? How?
- I don’t think there was anything the author was wrong about in this article. Vikram sounded like a very smart man and a philanthropist that helped many people from rural areas in India.
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